Your home isn’t just a building; it’s where memories are made, milestones are celebrated, and loved ones gather. At Allied Insurance Agency, we understand your home is importance and are here to help you protect it with the right homeowners insurance coverage.
Whether you’re nestled in Concord, enjoying the quiet streets of Bow, or part of the growing community in Hooksett, you deserve peace of mind knowing your home is covered. We specialize in providing New Hampshire homeowners with customized insurance policies that meet their unique needs.
Owning a home in New Hampshire has plenty of rewards, but it also means being prepared for the unexpected. From harsh winter storms to accidental damages, the right homeowners insurance coverage can save you from significant financial stress.
Imagine this: A Nor’easter sweeps through Concord, damaging your roof. Or perhaps a guest trips on your walkway in Bow, leading to unexpected medical expenses. These are the moments when homeowners insurance becomes your greatest ally.
At Allied Insurance Agency, we make it simple to understand your coverage options. A comprehensive homeowners insurance policy typically includes the following:
• Protects the structure of your home from risks like fire, storms, or vandalism.
• It covers repairs or rebuilding costs if your home is damaged or destroyed.
• Safeguards your belongings, including furniture, electronics, and clothing, from covered damages or theft.
• Offers replacement or repair for items affected by disasters, like a burst pipe in your Hooksett home.
• Protects you if someone is injured on your property or if you accidentally cause damage to someone else’s property.
• If a lawsuit arises, it covers legal fees, medical bills, and other costs.
• Pays for temporary housing and living costs if your home becomes uninhabitable due to covered damages.
Essential for homes in areas prone to flooding.
Protection against seismic activity (less common in NH but available).
Extra protection for high-value items like jewelry or antiques.
Every home is unique, and so are its insurance needs. That’s why we take the time to create a policy that fits your lifestyle and budget.
New Hampshire is our home, too. We know homeowners' challenges, from heavy snowstorms in Concord to summer storms in Hooksett. Our team specializes in crafting policies that address these specific risks while ensuring you’re never over-insured or under-protected.
We don’t believe in cookie-cutter policies. At Allied Insurance Agency, we work with you one-on-one to understand your priorities and build a policy that meets your needs.
We partner with top insurance providers to offer you a range of options. Whether you’re looking for comprehensive coverage or a basic policy to get started, we’ll find a solution that fits your budget.
Have a question about your policy? Need help filing a claim? Our team is just a call away. When disaster strikes, you can count on Allied Insurance Agency to guide you through the process with care and expertise.
New Hampshire winters can be harsh, with heavy snow, ice dams, and freezing temperatures. Homeowners insurance can help cover damages caused by winter weather, such as roof collapses or burst pipes.
Spring and summer storms can bring high winds and hail that may damage roofs, siding, and windows. With the right policy, you’ll have coverage for repairs and replacements.
For those living in Bow or Hooksett, where older and historic homes are common, we offer specialized policies to ensure your home’s unique features are fully protected.
In growing towns like Hooksett, new homeowners are settling in every day. Allied Insurance Agency covers you whether you’ve purchased your first home or upgraded to a larger space.
Homeowners insurance covers your home’s structure, personal belongings, liability protection, and additional living expenses. Policies can also include optional coverage for floods, earthquakes, and high-value items.
While it’s not legally required, most mortgage lenders will require you to carry homeowners insurance. Even if you own your home outright, having insurance is highly recommended to protect your investment.
The cost varies depending on factors like the size of your home, its location, and the level of coverage you choose. Allied Insurance Agency works with multiple providers to find affordable rates tailored to your needs.
Yes, most policies cover damages caused by snow, ice, and freezing temperatures. This includes collapsed roofs, ice dams, and burst pipes.
Absolutely! At Allied Insurance Agency, we tailor policies to fit your unique needs, offering add-ons like flood insurance and extra coverage for valuables.
Standard homeowners insurance policies typically do not cover flood damage. You may need to purchase a separate flood insurance policy if you live in a flood-prone area, such as near rivers or low-lying regions in NH. At Allied Insurance Agency, we can help you assess your risk and find the right coverage to protect your home.
There are several ways to lower your premiums:
Combine your home insurance with auto or other policies for a discount.
A higher deductible can lower your monthly premium.
Installing alarms, smoke detectors, and security systems can qualify you for discounts.
Regularly review your policy with Allied Insurance Agency to ensure you’re not overpaying for unnecessary coverage.
Our NH independent insurance agency team is happy to work with you to explore all available discounts and find affordable options.
Your home is one of your most valuable investments—don’t leave it unprotected. Whether you’re in Concord, Bow, Hooksett, or anywhere else in New Hampshire, Allied Insurance Agency is here to help.
• Personalized policies tailored to your needs.
• Affordable rates from trusted insurance providers.
• Expert guidance from a local team you can trust.
Our NH independent insurance agency team is happy to work with you to explore all available discounts and find affordable options.
Speak directly with one of our friendly agents at 603.224.5394.
Stop by our 500 South St. Bow, NH 03304 office and meet the team in person.
Fill out our quick and easy form to get started.
At Allied Insurance Agency, we’re not just protecting homes—we’re protecting dreams. Let us help you secure your peace of mind with the best homeowners insurance in New Hampshire. Wherever you call home, we’ve got you covered. We also provide home insurance coverage in Maine and Vermont.
Even if you don’t own the place you are living, the items in your residence are no less important to you. That is why renters insurance is so important. Like homeowners insurance, it protects your personal possessions and assets, while covering you if someone injures themselves in your rented property. Allied Insurance Agency Inc. is made up of an experienced team of agents who will discuss all of your insurance options so you know exactly what is covered, and what might require an additional insurance policy.
An umbrella insurance policy is an added level of protection. With higher valued assets come greater risks. This policy goes beyond your home or auto policy by extending the amount of coverage available in case you are sued for damages. This added level of security will protect your assets and savings. Allied Insurance Agency, Inc. wants to ensure you are covered when the unexpected happens.